FARM INSURANCE

Farm insurance isn’t just a policy—it’s protection for everything you’ve worked to build. From unpredictable weather to equipment breakdowns and liability risks, one unexpected event can have a major financial impact. That’s why having the right coverage matters.

At our agency, we take the time to understand your operation—your land, your livestock, your equipment, and your goals—so you’re not stuck with a one-size-fits-all policy. We combine competitive pricing with local expertise and real, responsive service, so when something goes wrong, you’re not navigating it alone. Whether you’re looking to protect your crops, your income, or your legacy, we’re here to make sure your farm is covered the right way.

Farm Property

Property coverage ranging from your dwelling, appurtenant structures, household personal property, and loss of use. Get coverage in one policy for your house, barn, grain bins, dairy milk, hay in the open with peace of mind!

Farm Liability

Liability coverage ranging from bodily injury liability and property damage, chemical drift liability, general aggregate limit, medical payments, and personal advertising injury liability, plus additional options from you to choose from!

Claims

Replacement Cost - pays the cost to repair or replace the property at the time of the loss, up to the policy limits.

Actual Cash Value - will pay the actual cash value of the property at the time of the loss, but no more than the amount required to repair or replace the property.

Farm Property Extension Endorsement

Extension Endorsement on top of your coverage offering a lot more coverage for not a lot of money. When signing up, this is a must-have for your policy. Please ask about this coverage.

Farm Liability Extension Endorsement

Liability extension options including: bail bonds, broadened definition of farming, broadened definition of insured location, chemical drift liability, custom farming, damage to property of others, and expenses while assisting in the investigation or defense of a claim or suit-loss of earnings.

Potential

Discounts

Newer Home
Protective Devices
Multi-Policy Discount
Insurance Score
Loss Ratio
Size of Account
Hail-Resistive Roof
Non-Smoker
No Wood Burner Fireplace
Empty Nest