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Business Insurance

A business owner's policy, sometimes referred to as BOP insurance, is a comprehensive insurance policy combining the base coverages most small businesses need. It includes both property coverage for your physical assets and general liability coverage to protect you against third-party claims of bodily injury and property damage.

Business Owner's Insurance South Dakota

Coverage Options

Cyber Liability

Designed to protect businesses from financial losses due to data breaches and other cybersecurity issues.

Cyber Liability Insurance South Dakota
  • Credit Card Fraud

  • Personal Health Information

  • Data Breach

  • Cyber Scamming

Employment Practices Liability

Designed to protect employers against claims made by employees regarding various employment-related issues.

Employee Practices Liability South Dakota
  • Discrimination

  • Wrongful Termination

  • Harassment

  • Retailiation

Worker's Compensation

Workers’ compensation insurance pays vital benefits to employees when they are injured or sick because of their job.

Business Owner's Insurance South Dakota
  • Medical treatment

  • Ongoing care

  • Payments to cover lost wages

  • Death benefits

Commercial Umbrella

Helps pay liability claims that exceed the limits of an underlying insurance policy.

Umbrella Insurance South Dakota
  • Large lawsuits

  • Extends current liability coverage

  • Extra layer of security

  • Investigation & defense costs

CONTACT info

ADDRESS

1140 Spruce Street

PO Box 128

Alexandria, SD 57311

HOURS

Mon - Fri :

8AM - 5PM

CONTACT US

Request A Quote:

© 2025 by Dakota Family Insurance

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