FARM INSURANCE
Every farm is completely different, and that is what we love about insuring farms. We will work with you to tailor coverage to your EXACT needs. No matter how big or small, our companies are willing to work with you to figure out what is going to be the best fit for you! We will come out and do a farm visit, take pictures, and adjust the coverage as needed!
Farm Property
Property coverage ranging from your dwelling, appurtenant structures, household personal property, and loss of use. Get coverage in one policy for your house, barn, grain bins, dairy milk, hay in the open with peace of mind!
Farm Liability
Liability coverage ranging from bodily injury liability and property damage, chemical drift liability, general aggregate limit, medical payments, and personal advertising injury liability, plus additional options from you to choose from!
Claims
Replacement Cost - pays the cost to repair or replace the property at the time of the loss, up to the policy limits.
Actual Cash Value - will pay the actual cash value of the property at the time of the loss, but no more than the amount required to repair or replace the property.
Farm Property Extension Endorsement
Extension Endorsement on top of your coverage offering a lot more coverage for not a lot of money. When signing up, this is a must-have for your policy. Please ask about this coverage.
Farm Liability Extension Endorsement
Liability extension options including: bail bonds, broadened definition of farming, broadened definition of insured location, chemical drift liability, custom farming, damage to property of others, and expenses while assisting in the investigation or defense of a claim or suit-loss of earnings.
Potential
Discounts
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Newer Home
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Protective Devices
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Multi-Policy Discount
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Insurance Score
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Loss Ratio
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Size of Account
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Hail-Resistive Roof
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Non-Smoker
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No Wood Burner Fireplace
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Empty Nest